Adjust the target thresholds for each metric. These affect the color indicators across all evaluation pages.
Flip & BRRRR — Profit Metrics
Rental & BRRRR — Rental Metrics
↺ Reset to defaults
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Deal Scorecard
Side-by-side comparison of all three strategies for the same property. Enter data on each tab first, then come back here for the full picture.
📊
No data yet
Fill in the Flip Analysis tab first, then return here to see your scorecard.
Deal Summary
Expense Breakdown
Start here — enter property details and renovation costs. Everything carries across to all evaluation pages automatically.
Property Details MASTER — carries across all pages
Property Type
HVAC
$
$
Flooring
$
$
$
Paint
$
$
Kitchen
$
$
$
$
$
Bathrooms
$
$
$
$
Exterior
$
$
$
$
Interior
$
$
$
$
$
Roofing
$
$
Holding Costs
$
$
$
Lighting & Fixtures
$
$
$
$
Garage / Shed
$
$
$
Miscellaneous
$
$
📊 Expense Summary
Category
Amount
HVAC
$0
Flooring
$0
Paint
$0
Kitchen
$0
Bathrooms
$0
Exterior
$0
Interior
$0
Roofing
$0
Holding Costs
$0
Lighting & Fixtures
$0
Garage / Shed
$0
Miscellaneous
$0
TOTAL ESTIMATED REPAIR COSTS
$0
→ This total is automatically applied as the Renovation Cost on the Flip, BRRRR, and Rental pages.
Deal Notes & Memo
0 characters
Flip Analysis
Evaluate a property you plan to purchase, renovate, and sell for profit.
Property Details AUTO from Expense Breakdown
Property Type
—
Financials SHARED ACROSS ALL PAGES
$
$
$
$
Renovation Costs AUTO from Expense Breakdown
$
$
$
$
$
$
$
$
$
$
$
$
📊 Flip Evaluation Results
Total Repair Costs
—
Total Investment
—
Min. Required ARV
—
Profit
—
Profit Margin
—
—
Return on Investment (ROI)
—
—
Max Allowable Purchase Price
—
Est. Tax Liability (25%)
—
BRRRR Method Analysis
Buy · Rehab · Rent · Refinance · Repeat — evaluate both the flip and rental components together.
Property Details AUTO from Flip Analysis
Property Type
—
Purchase & Renovation
$
$
$
Renovation Costs AUTO from Expense Breakdown
$
$
$
$
$
$
$
$
$
$
$
$
Rental Income & Expenses SHARED — set on Rental Analysis tab
$
$
$
$
Mortgage (Post-Refinance)
$
📊 BRRRR Evaluation Results
Total Repair Costs
—
Total Investment
—
Min. Required ARV
—
Monthly Mortgage
—
Vacancy Loss / Mo
—
Monthly Cash Flow
—
—
DSCR
—
—
Cap Rate
—
—
Gross Rental Yield
—
—
BRRRR Profit
—
Annual Tax Benefit
—
(shown as loss)
Rental Analysis
Evaluate a buy-and-hold rental property. Rental income & expenses entered here automatically carry over to the BRRRR page.
Property Details AUTO from Flip Analysis
Property Type
—
Purchase & Renovation Costs
$
$
$
Renovation Costs AUTO from Expense Breakdown
$
$
$
$
$
$
$
$
$
Rental Income & Expenses
$
$
$
$
Mortgage Details
📊 Rental Evaluation Results
Total Repair Costs
—
Down Payment
—
Amount Financed
—
Monthly Mortgage
—
Vacancy Loss / Mo
—
Monthly Cash Flow
—
—
DSCR
—
—
Cap Rate
—
—
Gross Rental Yield
—
—
Annual Tax Benefit
—
Mortgage Calculator
Calculate monthly payments and view a full amortization schedule.
Loan Details
$
📊 Mortgage Summary
Monthly Payment
—
Total Paid
—
Total Interest
—
1st Year Interest (Tax Ded.)
—
Amortization Schedule
Period
Payment
Principal
Interest
Balance
Enter loan details above
Wholesale Analysis
Calculate your Maximum Allowable Offer (MAO), assignment fee, and end-buyer profit to structure a winning wholesale deal.
Property Info AUTO from Flip Analysis
$
$
Wholesale Deal Structure
MAO Formula: ARV × Investor Discount % − Repair Costs − Your Assignment Fee = Maximum Allowable Offer
$
$
End-Buyer (Investor) Costs
$
$
$
📊 Wholesale Results
Maximum Allowable Offer (MAO)
—
Your ceiling to pay the seller
Your Offer to Seller
—
—
Your Assignment Fee
—
Your profit at closing
End-Buyer's Total Cost
—
Contract + repairs + all costs
End-Buyer's Projected Profit
—
—
End-Buyer's ROI
—
—
Deal Viable?
—
—
Spread (MAO vs. Asking)
—
—
Wholesale Deal Checklist
End-buyer earns 20%+ profit margin
Your fee is $5,000 or more
End-buyer ROI is 25%+
Save & Load Deals
Save your current evaluation by name and reload it any time. Download deals as files to back up or share.
Save Current Deal
✔ Deal saved successfully!
Download Deal File
Export your current deal as a .html file. Open it on any device to restore the full app with all your data intact.
Saved Deals
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Danger Zone
Clear all saved deals from your browser. This cannot be undone.
How to Use the IEF
Qual-Efi walks you through every number that matters — in minutes.
✔ This tool is free to use, share, and print. All calculations happen instantly — no sign-up required.
Step-by-Step Guide
1
Start with Expense Breakdown
Always begin on the Expense Breakdown tab. First, fill in your Property Details at the top — address, property type, size, year built, bedrooms, bathrooms, and renovation level. These carry across every page automatically. Then enter renovation costs line by line — HVAC, flooring, kitchen, bathrooms, and so on. Totals flow into all evaluation pages. Use the Deal Notes field at the bottom to record observations and deal terms.
2
Choose Your Strategy Tab
Pick the tab that matches your investment plan: Flip Analysis if you plan to buy, renovate, and sell; BRRRR Method if you want to refinance and rent after rehab; or Rental Only if you're buying purely as a long-term rental.
3
Enter Property & Financial Details Once
On the Flip Analysis tab, fill in the property address, type, specs, and the three key shared financials: Target Purchase Price, ARV (After Repair Value), and Current Market Value. These automatically carry over to the BRRRR and Rental pages — you only enter them once. For Selling / Closing Costs, use the percentage dropdown (1%–10% of ARV) to auto-calculate, or type a dollar amount directly.
4
For Rentals & BRRRR: Add Income & Mortgage Info
Enter your expected monthly rent, monthly insurance, maintenance reserve (typically 1% of value ÷ 12), and other expenses. Add your loan amount, interest rate, and term to get your mortgage payment calculated automatically.
5
Read Your Results
All metrics calculate instantly. Green = hits the target. Red = doesn't. Use the progress bars to see how close you are. Want to change the target thresholds? Click the Thresholds button in the header.
6
Save, Download & Print
Use Save Deal on the Save & Load tab to store deals in your browser. Use Download Deal File to export a .html file you can open on any device to restore the full app with all your data intact. Use Print to save a clean PDF for your lender, partner, or team.
Key Metrics Explained
Metric
What It Means
Default Target
Profit Margin
Your profit as a % of ARV. Ensures you don't over-invest relative to what the market will pay.
20%+
ROI
Return on Investment — profit divided by total dollars invested.
25%+
Min. ARV
The minimum after-repair value needed to hit your targets. If your ARV is below this — renegotiate or pass.
Higher than actual ARV
Max Purchase Price
The most you should pay and still hit your profit goals. Use as a negotiating ceiling.
Your offer ≤ this
Monthly Cash Flow
Rent minus ALL expenses including mortgage — money in your pocket each month.
$200+/mo
DSCR
Debt Service Coverage Ratio — net income ÷ mortgage payment. Lenders use this to qualify loans.
1.2+ (lender standard)
Cap Rate
Annual net income ÷ property value. Measures return independent of financing.
5%+
Gross Rental Yield
Annual rent ÷ purchase price. A quick gauge of income potential before expenses.
7%+
Tax Benefit
Depreciation + mortgage interest = annual tax write-off. Shown as a "loss" — this legally reduces your taxable income.
Consult your CPA
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